Our process
The more you know about what you can expect from our service, the better. Everyone’s journey is different, but here’s an overview of what yours might look like.
How we work
Our advice process is made up of clear steps to ensure complete transparency and objectivity at every stage of our ongoing relationship with you.
It involves digging deep into where you are now and what you want to achieve, then working together to create a bespoke plan for your success.
Discovery consultation
Held at our cost, this initial meeting is all about getting to know each other. We’ll talk about you (a lot), and we’ll tell you about us. What we won’t do is talk about markets or financial products.
At the end of this meeting, we’ll decide whether we want to work together. If the answer is yes, we’ll arrange a planning meeting.
Creating your financial plan
We will ask lots of questions to deep dive into your world to understand your current position and future objectives.
Using cashflow modelling, we will create your financial plan using prudent assumptions and present this to you in written form.
Implementation of your plan
Next, we may need to get your money in alignment with your plan. This might involve moving your money from one place to another.
We assess the risk profile of any existing investments, along with the charging structure, investment portfolios available and any tax implications. Crucially, we will only move your money if it is demonstrably in your interests to do so.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Taxation Planning is not regulated by the Financial Conduct Authority.
Keeping your plan on track
A wise man once said “No battle plan survives contact with the enemy.” The same applies to your money: things change, and it is vital that your plan constantly and consistently reflects this.
We’ll work with you on an ongoing basis to provide continued planning and support, ultimately ensuring you stay on track for achieving your goals.
Our approach to fees
You will always know what our service will cost you. More importantly, you’ll know that what you pay reflects the work we do for you, not just the value of your investments.
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What our clients say about us
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