Our services
Grey Parrot creates and builds individual financial plans for our clients, which help to shape futures and change lives. Any financial plan will need implementation, and to implement a plan, financial tools and products are required.
We have undertaken extensive research to ensure that the tools and products used are best-in-class for our clients, and we can help you with the following services:
Protecting yourself, your family, and your business
It’s important to know that you, your loved ones, and your business are protected should you become ill or pass away. Our team can help you understand and advise on the most suitable product for your specific circumstances. We can arrange the following cover:
- Life assurance
- Critical illness cover
- Income protection
- Private medical insurance
- Key person insurance
- Shareholder protection
Retirement planning
Planning for retirement is all about giving you the freedom to choose when you retire and matching the income you receive in retirement with your desired lifestyle. But as we see far too often, people do too little, too late, making the retirement of their dreams seem far from reach. Life is not a rehearsal you only get one chance, we can help you have the retirement you deserve and use the following products to get you there:
- Self-invested personal pension (SIPP)
- Personal pension
- Drawdown
- Pension consolidation
A pension is a long-term investment, the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Increasing wealth
Our investment philosophy is entirely based on evidence. Evidence-based investing, or smart investing, involves buying and holding a highly diversified portfolio of low-cost funds, this gives you a higher probability of never underperforming the market – an approach that is grounded in leading scholarship and extensive research. To protect and increase your wealth, we can help with the following:
- Individual Savings Account (ISA)
- Junior Individual Savings Account (JISA)
- General Investment Accounts (GIA)
- Trustee investing
- Corporate investing
The value of investments and the income from them may go down. You may not get back the original amount invested.
Borrowing
Borrowing money for property can be difficult to manage. With so many options, it can be hard to know whether you’re making the right decisions. We’re here to help you find the best options available for your residential mortgage.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Wills and estate planning
If you’re thinking about passing on your assets at some stage, we can help ensure it’s done tax-efficiently and in a way that benefits the right people. To ensure your assets are passed to your beneficiaries in line with your wishes, we can help with the following:
- Will reviews*
- Will writing*
- Trusts
- IHT mitigation
*we do not provide will reviews or will writing, we will recommend a preferred third party provider for this
Wills, Wills writing, Trusts and Inheritance Tax Planning are not regulated by the Financial Conduct Authority.
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